Richard Smith

Chartered Financial Planner (Manchester)


Richard is an independent Chartered Financial Planner and is one of the private client advisers at Titan Wealth Planning.    

As a Chartered Financial Planner and a Fellow of the Personal Finance Society, he has attained the highest level of qualification in financial planning, held only by approximately 10% of financial advisers in the UK. 

He has over 15 years’ experience in the financial services industry and has been advising clients for over a decade. He provides holistic financial advice to clients and works closely with them to help meet their financial objectives, both now and in the future, by setting out a bespoke financial plan involving regular reviews and using cash flow modelling. 

Richard advises in a wide range of planning areas including investments, ISAs, pensions; both accumulation phase and options at retirement, protection, estate and inheritance tax planning including trusts and tax efficient investment schemes.

Professional Qualifications

FPFS – Fellow and Chartered Financial Planner of the Personal Finance Society.
BA(Hons) – Bachelor of Arts in Business at Manchester Metropolitan University.


Richard lives in Bramhall, Greater Manchester. In his spare time, he enjoys travelling, playing golf when he can and supports Manchester United.